Cart personalization and localization

The payment methods available for a shopper in their cart can be determined by the following:

Geo IP technology: this is used to identify the geographic location of shoppers to only propose the relevant currencies and payment methods.
End-user (shopper) input: the shopper can override the Geo IP by changing their country of residence in the cart. The payment methods displayed will then correspond to those configured for the new country.
Type of product or transaction being processed:For example, only the payment method that supports recurring payment is displayed during the checkout process when the shopper selects a subscription product.
Your settings: You can choose to not accept certain methods of payment. You can restrict (blacklist) certain payment methods for certain countries. This can be done via API with the “blackListedPaymentMethods” property during store creation. You can find the values for this property with the list of payment methods accepted by Nexway Monetize, in the API Code column of the tables.

Example
You do not want your shoppers to pay with PayPal

Restrict this payment method with “blackListedPaymentMethods”: [ “express_checkout” ]
Note: Shoppers can save payment methods to their wallet for future purchases. This can be useful for recurring and one-click payments. The payment methods that can be saved are credit and debit cards and PayPal accounts These payment methods can be managed in the shopper’s user account.

Payment currencies personalization
The price displayed for a product in a cart is dependent on the payment currency defined for the country where the shopper is located. Nexway Monetize supports more than 100 currencies. The main currencies in which most of the world’s transactions are carried out are implemented in Nexway Monetize as default currencies.As part of the product definition process in Nexway Monetize, you can set a price for your product in any  of the default currencies, along with the country/countries (zone of sale) where this price is to be displayed. This can be done via the Nexway Center or through API. You may also set a default currency which will be displayed for countries that were not defined in the zone of sale.

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