Merchant of Record (MoR) is the legal entity authorized to process consumer credit card and payment transactions. Nexway acts as the MoR, meaning we appear on the customer’s bank statement and hold the liability for the transaction.
The Global Merchant of Record (MoR) Solution for B2B & B2C
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Trusted by industry leaders
The Merchant of Record Advantage: From Complexity to Clarity.
The Risks of Selling Without a Merchant of Record
Going global isn’t easy. Selling digital goods internationally comes with complex challenges. Without the right setup, you risk delays, fines or stalled growth.
The Nexway Merchant of Record Solution
Scale your SaaS, software, or digital commerce business without the headaches. With Nexway as your Merchant of Record:
Nexway = Faster go-live. Lower risk. Real human support.
Switching to Nexway is Seamless & Risk-Free Sub-headline
Outgrown your current Merchant of Record? Migrate your subscriptions and payment data without service interruption or customer churn.
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Got questions? We’ve got answers
A Merchant of Record handles payment processing and assumes responsibility for tax compliance, invoicing, fraud, and legal risk – unlike payment gateways, which only process transactions.
Companies engaged in international ecommerce particularly those selling SaaS and digital products gain the most from a Merchant of Record model. By outsourcing tax, compliance, and payment management, these businesses reduce risk and accelerate global growth. This model also supports sellers of physical goods seeking hassle-free cross-border sales.
With Nexway as your Merchant of Record, you can sell to customers in over 140 countries worldwide. We manage local tax compliance, payment processing, and regulatory requirements making international sales seamless and worry-free.
No. With a Merchant of Record, you don’t need to register for VAT, GST, or other local taxes. We handle global tax compliance, filing, and remittance on your behalf. If you choose to operate as your own merchant, you’ll need to manage compliance with each country’s regulations independently.