The Global Merchant of Record (MoR) Solution for B2B & B2C

Scale your software, SaaS, or digital goods business worldwide without the operational headache. Nexway handles local payments, tax compliance, fraud, and customer support — so you remain 100% focused on your product.
  • Expert guidance on tax, compliance & payment management
  • Insights to reduce operational friction
  • A clear path to faster international expansion

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The Merchant of Record Advantage: From Complexity to Clarity.

The Risks of Selling Without a Merchant of Record

Going global isn’t easy. Selling digital goods internationally comes with complex challenges. Without the right setup, you risk delays, fines or stalled growth.

  • Manual handling of payments & taxes
  • Constantly changing global tax rules
  • Risk of non-compliance or legal exposure
  • Chargebacks and fraud eating into revenue

The Nexway Merchant of Record Solution

Scale your SaaS, software, or digital commerce business without the headaches. With Nexway as your Merchant of Record:

  • We act as the legal seller of your digital goods
  • We manage VAT, tax calculation, filing & remittance
  • We cover fraud protection and chargeback disputes
  • We ensure global tax & regulatory compliance
  • One contract, one partner, global reach

Nexway = Faster go-live. Lower risk. Real human support.

Ready to simplify your global operations? Talk to our experts and see how Nexway can support your expansion.

Switching to Nexway is Seamless & Risk-Free Sub-headline

Outgrown your current Merchant of Record? Migrate your subscriptions and payment data without service interruption or customer churn.

  • Dedicated Onboarding Team: Unlike self-serve platforms where you are left alone with API docs, Nexway provides a dedicated implementation manager. We guide you through mapping your catalog, configuring taxes, and setting up your localized checkout.
  • Secure Data Migration (PCI-Compliant):We handle the heavy lifting of importing your existing customer data and active subscriptions. Our team works directly with your current provider to ensure a secure, compliant transfer of sensitive data.
  • Zero Downtime Transition: Switch to Nexway without pausing your business. We help you run parallel systems during the testing phase to ensure 100% transaction success rates before you flip the switch.

Best Alternative

Why Enterprise Businesses Switch to Nexway:

  • Better Support
    Direct access to human experts, not just chatbots.
  • Lower Fail Rates
    Intelligent routing to optimize authorization rates globally.
  • More Customization
    Full control over the look and feel of your cart and checkout flows.
Don’t risk your business with partial solutions. Choosing a PSP means you are still liable for every dollar of unpaid VAT or sales tax. Choosing Nexway means complete peace of mind and full compliance in 140+ countries.

How Nexway Compares
Why not Paddle, FastSpring or Stripe?

FEATURES
Nexway - Accelerate your digital operation
Logo Paddle
FastSpring
Logo Stripe
Acts as legal seller
Nexway - Accelerate your digital operation
  • Yes
paddle
  • Yes
FastSpring
  • Yes
Stripe
  • No
Handles tax compliance
Nexway - Accelerate your digital operation
  • Yes
paddle
  • Yes
FastSpring
  • Yes
Stripe
  • Requires custom setup
Manages fraud & chargebacks
Nexway - Accelerate your digital operation
  • Yes
paddle
  • Yes
FastSpring
  • Limited tools
Stripe
  • Tools available (DIY)
No need for local entities
Nexway - Accelerate your digital operation
  • Yes
paddle
  • Yes
FastSpring
  • Yes
Stripe
  • No
Tailored onboarding & support
Nexway - Accelerate your digital operation
  • Human-led
paddle
  • Human-led
FastSpring
  • Tiered/scripted
Stripe
  • Self-serve + paid tiers
Customization & flexibility
Nexway - Accelerate your digital operation
  • High
paddle
  • Productized
FastSpring
  • Moderate
Stripe
  • High (DIY dev needed)
Territories supported
Nexway - Accelerate your digital operation
200+ countries
paddle
200+ countries
FastSpring
200+ countries
Stripe
100+ countries
Currencies supported
Nexway - Accelerate your digital operation
40+ 
paddle
20+ 
FastSpring
20+ 
Stripe
135+ 
Payment methods
Nexway - Accelerate your digital operation
70+ incl. local & global
paddle
20+ (mostly global)
FastSpring
20+
Stripe
50+ incl. wallets, BNPL
Ideal for
Nexway - Accelerate your digital operation
SaaS, software, digital commerce
paddle
SaaS, dev tools
FastSpring
eLearning, software
Stripe
Scalable SaaS with dev resources
Read our reviews on G2 GetApp - Capterra - Software Advice
“Nexway is a partner of choice to navigate the deep waters of the payment ecosystem. I recommend it to anyone looking to scale their business globally without complexities”
Kaspersky Lab
Khalid Bajjouj
Director Of Ecommerce at Kaspersk
“We have integrated Nexway as the Merchant of Record for our VPN Pro service, which has allowed us to ensure our users have a good payment experience with customized flows and designs, and various payment methods.”
Opera
Krystian Zubel
VP
“The FNAC Starter Pack in-app store solution for delivery and renewal was a joint collaboration between FNAC-DARTY and NEXWAY. Our resellers needed a viable, long-term solution allowing them to both enhance the end-user experience within a branded digital environment and increase subscription renewal rates.”
Microsoft
Aymeric Soullard
Retail Sales Director
“The admin system is well-designed and user-friendly, making it easy to manage products and promotions. The support team is outstanding—responsive, helpful, and always ready to assist with any issues.”
Eset
Filip Zwyrtek
Web developper

Got questions? We’ve got answers

What exactly is a Merchant of Record?

Merchant of Record (MoR) is the legal entity authorized to process consumer credit card and payment transactions. Nexway acts as the MoR, meaning we appear on the customer’s bank statement and hold the liability for the transaction.

How is a Merchant of Record different from a payment gateway?

A Merchant of Record handles payment processing and assumes responsibility for tax compliance, invoicing, fraud, and legal risk – unlike payment gateways, which only process transactions.

What types of businesses benefit from a Merchant of Record model?

Companies engaged in international ecommerce particularly those selling SaaS and digital products gain the most from a Merchant of Record model. By outsourcing tax, compliance, and payment management, these businesses reduce risk and accelerate global growth. This model also supports sellers of physical goods seeking hassle-free cross-border sales.

What countries can I sell to with a Merchant of Record?

With Nexway as your Merchant of Record, you can sell to customers in over 140 countries worldwide. We manage local tax compliance, payment processing, and regulatory requirements making international sales seamless and worry-free.

Do I need to register for VAT or sales tax in each country I sell to?

No. With a Merchant of Record, you don’t need to register for VAT, GST, or other local taxes. We handle global tax compliance, filing, and remittance on your behalf. If you choose to operate as your own merchant, you’ll need to manage compliance with each country’s regulations independently.